10 Nov How to Pay for Drug Rehab in Delray Beach
Lack of financial resources is one of the most common barriers that stop people from seeking the addiction treatment they need. Although drug rehab can be costly, the treatment you receive will save you money in the long term. You will be shocked how much money you save when you stop abusing drugs and get your finances under control. Not only that, but you’ll feel better, be more responsible, and have a higher quality of life.
Fortunately, there are many ways to pay for and get help paying for drug rehab in Delray Beach. If you aren’t sure where to begin, you can speak with one of our trusted admissions coordinators to figure out a payment method that works best for you. In the meantime, let’s explore the various ways you can pay for your drug treatment program in Delray Beach.
Paying for Drug Rehab With Insurance
The overwhelming majority of patients choose to pay for treatment using their health insurance. All private, state, and federal insurance plans are required to cover rehab in Delray Beach. Although insurance may not cover 100% of the costs, it can substantially decrease the amount you have to pay.
If you are using your insurance to pay for rehab, you should focus on choosing a rehab center that is in-network with your insurance provider. In-network facilities are those that offer services at a discounted rate for people with your insurance provider.
To find out exactly what services your insurance covers, or to find a drug rehab center in Delray Beach that is in-network with your insurance provider, you can call the number on the back of your insurance card or speak with an admissions coordinator about your situation.
Using a Credit Card
Depending on your credit limit, you may be able to put some of your treatment costs on a credit card. Some companies even offer specialized medical credit cards that can only be used to pay for medical services. You will have to pay this money back later to your credit card company, and as long as you do so, it shouldn’t hurt your credit too much in the long run.
The only downside to using a credit card is paying interest. You may end up paying a lot of money in interest if it takes you a long time to pay off your card.
Finding a Drug Treatment Center With Sliding Scale Payments
Some addiction treatment centers in Delray Beach offer services that can be paid for on a sliding-scale basis. Sliding-scale payments are based on your income and your financial situation at the moment. Depending on what you make each year, this can help reduce the overall cost of treatment and make payments much more manageable for you.
Inquiring About Financing Options
Many drug rehab programs in Delray Beach offer financing options that allow you to make small payments each month over a course of several years to pay for your treatment. Your financing plan may be dependent on your credit and history of paying back previous loans. With financing, you may or may not have to begin making payments until you complete treatment. If you do not qualify for other types of assistance, financing can be a great option for you.
Applying for a SAMHSA Grant
The Substance Abuse and Mental Health Services Administration (SAMHSA), offers a limited number of block grants to qualifying applicants. They also offer treatment services to certain segments of the population, such as pregnant women and IV drug users. If you think you may qualify for a SAMHSA grant, you can apply on their website and get most or all of the cost of rehab covered.
Crowdfunding or Fundraising to Pay for Rehab
If you have exhausted all of your options and are still looking for a way to pay for drug rehab in Delray Beach, you may consider fundraising or crowdfunding. Many websites such as Go Fund Me allow anyone to create a fundraiser where you ask friends, family members, and loved ones to contribute funds towards your goal. If loved ones are skeptical about donating money towards your care, you can ask them to make a payment directly to the treatment center of your choosing.
Although asking others for money doesn’t always feel great, your loved ones want you to get healthy, and they may be more than willing to contribute money towards your recovery program.
Find an Affordable Drug Rehab Center in Delray Beach Today
A lack of health insurance or adequate funds to cover the cost of addiction treatment shouldn’t hold you back from getting the help you deserve. You have many options at your disposal to help you pay for a drug rehab program in Delray Beach. It’s up to you to get to work and get to treatment so you can get better.
Here at Florida Recovery Group, our understanding admissions coordinators know how stressful paying for rehab can be, which is exactly why they are here to help. They can discuss your situation with you and help you figure out a way to get to rehab and manage your finances. Don’t wait any longer. Call today to begin your recovery journey.